It's more important than ever for seniors to make sure they get the best health care coverage possible. But for many seniors, this comes with a cost. Learn about these 6 things that aren't covered by insurance.
Seniors are enjoying retirement. They travel and visit friends and family out of the country. When they do, they may need to get vaccinations beforehand.However travel vaccinations are not covered by many insurance plans, including Medicare.
Nursing Home Care
Medicare does not cover nursing home care long term. Seniors may be able to get coverage for a 3-day (or longer stay) in the hospital before being transferred to a nursing care facility. Additionally, this stay is only covered if the senior needs help recovering from an injury or illness not from a chronic condition.
Some tests are covered by health insurance while others are not. For example, colonoscopies and mammograms are covered by Medicare, while the screening for PSA, or Prostate Specific Antigen, is not.
While Medicare will cover your first physical examination, seniors must have Part B and get the exam done within the first 6 months of coverage. After that, routine or yearly examinations are not covered and must be paid for by the senior.
Many seniors end up needing dentures at some point; however, Medicare doesn't cover dental work. A complete set of dentures can cost anywhere from $1,000 to $5,000, which is a lot for seniors on a fixed income.
Seniors often go home from the doctor, hospital, or nursing care facility with the need for extra medical supplies, which are not covered by insurance. Bandages, gauze, and some medications are not covered.
We know that insurance can be confusing, but we are here to help. Many of the issues of aging can be solved by providing parents with the support they need to continue to maintain their independence. The resources provided by Caring Senior Service can help. Get in touch with us today!